(Part 1 of 2)

As of September 2007, NV's state treasurer, Kate Marshall confirmed that the state of NV currently holds more than $200 million in Nevada unclaimed money which is owed to 700 thousand citizens. And despite recent changes in the system, after a lot of criticism in 2006, the NV unclaimed property division continues to take in more money than it returns.

Marshall notes that the state has increased its unclaimed property returns to 350-700 claims per week. That's not anything to sneeze at, and NV's state treasurer is to be praised, but when you consider the fact that at that rate it would take twenty to forty years before they'd ever return all current claims, it is nothing to get terribly excited about, particularly when you take in to account the amount of additional money that would come in over those twenty to forty years!!!

The bottom line is that people cannot rely on the NV to reunite them with their assets. The citizens have to take action themselves, if they ever want to be sure they're thoroughly searching and investigating all possible sources of NV unclaimed property. The state has without a doubt increased their efforts, but they have a long way to go still, and I think we can all agree that us citizens are far more efficient than any government agency will ever be.

The most common types of unclaimed funds are as follows in NV: Checking/Savings Accounts, Stocks, Over-Payments, Vendor Checks, Death Benefits, Certificates of Deposits, Paid-in-full Life Insurance, Uncashed Checks, Unpaid Wages, Money Orders, Credit Balances, Refunds, Dividends, Commissions, Insurance Payments, Gift Certificates, Customer Deposits. If you or anyone you know has ever had any of these, you should learn the right way to track down abandoned assets.

Each of the different types of unclaimed money sources mentioned above has its own unique dormancy period. This is the amount of time that have to go by before the abandoned property can be considered "unclaimed" and passed along to the state treasury. Depending on the type of asset, the dormancy period may be anywhere from 1 to 15 years. This is important to know, because regular internet searches will not show a record unless the dormancy period has passed, and the state has taken hold of your funds.

(to be continued)

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(Part 2 of 2)

Each of the different types of unclaimed property sources mentioned above has its own individual dormancy period. This is the number of years that have to go by before the abandoned property is considered "unclaimed" and handed over to the state treasury. Depending on the type of fund, the dormancy period can be anywhere from 1 to 15 years. The reason this is important to know is because regular internet searches will not list a record unless the dormancy period has passed, and the state treasury has taken control of your money.

Beyond the fact that the dormancy period has to go by before there can be any sort of online record of your assets, there is also the issue of how often NV updates their unclaimed funds databases. Listings aren't updated daily, so you can't be confident in your search results if you look and do not track anything down one day, and the state just happens to not add a record of your assets until the next day, week, month, or even year. This is why rule #1 of searching for missing money is to search frequently.

On top of the other issues mentioned, not all assets owed to Nevada citizens is in the state of NV. Some people may have resided in other states before moving to NV, while others may have dealt with out of state corporations, even if they didn't know it. For example, many companies have locations and/or offices in a number of different states, but they're headquartered in just one state. The same goes for insurance companies. Even if a particular company has locations in twenty states, including NV, if the company they use for employee insurance benefits is headquartered in another state, NV wouldn't ever have a record of that money.

Beyond the issues raised above, there are countless other problems that people often run in to when trying to track down unclaimed funds in NV, which is why it is all the more important you get expert assistance in locating your money.

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(Part 1 of 2)

As of September, NV's state treasurer, Kate Marshall stated that the state of NV currently holds more than 200 million dollars in Nevada unclaimed money that belongs to 700 thousand citizens. And despite recent changes, after much criticism in 2006, the NV unclaimed funds division continues to take in more cash than it returns each yea.

Marshall notes that NV has increased its unclaimed funds returns to 350-700 claims per week. That's not anything to sneeze at, and NV's treasury department should be commended, but when you consider the fact that at that rate it would take 20-40 years before they would ever return all current claims, it's nothing to get very excited about, particularly when you consider the amount of additional money that would come in over those 20-40 years!!!

The fact is that people can't expect NV to reunite them with their money. Residents of Nevada need to take matters in to their own hands, if they ever want to be sure they're thoroughly searching and investigating all possible sources of NV unclaimed funds. The state has no doubt stepped up their efforts, but there's a long way to go still, and I think we can all agree that us citizens are far more efficient than any gov agency could ever hope to be.

The following are the most common types of unclaimed property in NV: Checking/Savings Accounts, Stocks, Over-Payments, Vendor Checks, Death Benefits, Certificates of Deposits, Paid-in-full Life Insurance, Uncashed Checks, Unpaid Wages, Money Orders, Credit Balances, Dividends, Refunds, Insurance Payments, Commissions, Customer Deposits, Gift Certificates. If you or anyone you know has ever had any of these, you should learn the correct way to track down missing money.

(to be continued)

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(Part 2 of 2)

The most common types of unclaimed funds are as follows in NV: Checking/Savings Accounts, Stocks, Over-Payments, Vendor Checks, Death Benefits, Paid-in-full Life Insurance, Certificates of Deposits, Unpaid Wages, Uncashed Checks, Credit Balances, Money Orders, Refunds, Dividends, Commissions, Insurance Payments, Gift Certificates, Customer Deposits. If you or anyone you know has ever had any of these, you owe it to yourself to learn the correct way to track down missing money.

Each of the different types of unclaimed cash sources listed above has its own unique dormancy period. This is the number of years that have to pass before the abandoned property can be considered "unclaimed" and turned over to the state treasury. Depending on the type of property, the dormancy period can be anywhere from 1 to 15 years. This is important to know, because normal web searches will not list a record unless the dormancy period has passed, and the state has taken hold of your cash.

Beyond the fact that the dormancy period must pass before there will be any kind of online record of your cash, there's also the issue of when NV updates their unclaimed property records. Databases aren't updated daily, so you cannot be confident in your search if you look and do not locate anything one day, and it just happens that the state doesn't add your record until the following day, week, month, or year. This is why rule #1 of tracking down missing money is to search regularly.

On top of the other issues mentioned, not all property belonging to Nevada citizens is in the state of NV. Some people may have lived in different states before relocating to NV, while others have dealt with out of state corporations, even if they didn't realize it. For example, a lot of companies have locations and/or offices in a number of different states, but their headquarters are in just one state. The same goes for insurance companies. Even if a company has locations in twenty states, including NV, if the company they use for employee insurance benefits is headquartered in some other state, NV would never have a record of that money.

Beyond the issues raised above, there are countless problems that people often run in to when searching for unclaimed property in NV, which is why it is all the more imperative that you get expert assistance in locating your money.

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